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Learn Why You Shouldn’t Wait to See Your Dentist Until Next Year

November 7, 2019

Filed under: Uncategorized — cascobay @ 8:22 pm
Dental instruments and a piece of paper that reads, “Dental Care”

Think dental insurance is only necessary when a serious problem occurs? Guess again. Its value rests in the fact that it works to prevent these issues from developing in the first place, but as the patient, you must be willing to use it. If you believe enough in dental insurance benefits in Falmouth to pay a monthly premium, don’t treat it like that gym membership that is gathering dust. Find out what you can do to use your benefits before they expire on December 31.

Use Them Now or Lose Them Later

Dental insurance benefits do not rollover. This simple, yet, devastating fact is why so many people lose hundreds, if not thousands, of dollars each year on unused benefits. When January 1 arrives, anything that is left over is returned to the insurance company. That means, no matter how much you’ve accrued toward your deductible or annual maximum, if you have met or used its full allotment, the remainder vanishes from your account, resetting itself to $0.

If the idea of essentially giving even more money to your insurance company makes you want to get in touch with your dentist in Falmouth right away, here are some things you can do to avoid losing money while getting the care you need (and deserve).

Make Your Second Dental Appointment

In most situations, insurance companies offer to pay for not just one but two dental checkups and cleanings. If you look at your policy, it could be possible that preventive care is covered 100% by your insurer. Not only is this great news because you don’t have to pay anything for these two visits, but you’ll also get the care you need that is designed to prevent problems from developing in the future.

That should make you pick up the phone and start dialing your dental office to schedule an appointment.

Don’t Anticipate Your Coverage Will be the Same in 2020

Think the coverage you have now will be the same next year? While it’s possible, it could also look a bit different. If your dental insurance company decides to make changes and increase various fees, you could be looking at a higher premium, an increased deductible, or even an elimination of certain benefits. It’s important that you not rely on what “might” be available in 2020 and instead, let your emergency dentist in Falmouth move forward with a suggested procedure now while you’re covered.

Stop taking risks with your oral health. Waiting until an emergency occurs to use your benefits isn’t a smart move and can actually end up costing you more in the long run. Take care of your teeth and gums now, let your insurance company pay more of your bill once you’ve met your deductible, and talk to your dental team members about ways you can use as much of your annual maximum as possible before the end of the year.

About the Author
Dr. Rob McVety and his team at Casco Bay Smiles want you to know it’s important to use your dental benefits before the end of the year. Why? Because they expire! If you haven’t seen us for your regular dental checkups or cleanings, or you’re in need of a dental crown or filling, let us help you make the most of your unused benefits and, in turn, help you save the most money. Contact us at (207) 517-7008 to find out what you can do to maximize your plan before midnight on December 31.

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